Just me. (lara7) wrote,
Just me.
lara7

viral marketing?

Citibank, whom I have a credit card with that I never use, (but who I think may be the parent company of the card I -do- use) just sent me a check for $25 for no good reason. There's no fine print on the check stating that if I endorse it I enroll in their Travel Club or some such nonsense.

The check came with a letter that says (cut for length):

Dear client:

Thank you for your inquiry on april 29, 2004 regarding your checking account number (the number they cite here is not my checking acct number). We have completed our research and the results are as follows:

Our records indicate that your account referenced above was under a promotion, which offered $5.00 per bill payment up to $25 (for bill payments scheduled between Oct 25, 2003 through Oct 31, 2003), if the terms and conditions were met.

Enclosed is a check in the amount of $25 in fulfillment of the promotion.

We regret any inconvenience this may have caused.


A few problems with this:

1) I didn't call or email them on 4-29-04
2) I don't remember signing up for anything in October 2003, but maybe I did and don't remember.
3) Why would you have a promotion like this that only lasts 5 days?
4) If I contacted them on 4/29, how come my preprinted check is dated 3/26/04? It's interesting that I can't remember making any inquiry 6 days ago, but they responded to this inquiry 33 days before I didn't make it.
5) If they're fulfilling the promotion, why do they regret any inconvenience it may have caused? Usually when people give me money I don't deserve, inconvenient is the last word I'd use.

My theory:
It's a bribe to make me think about Citibank favorably, as I'm not using my card at the moment. Maybe I'll think when cashing this check "Citibank made a mistake and gave me $25 for no reason. I should go charge something on my Citibank card!" Or maybe I'll call them to find out why I'm getting free money, and they'll use their telemarketing-fu to upsell me on life insurance or some extra feature I didn't know my credit card had.

anyone else get an unexplained bribe lately?
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